Write a 1-2 page executive summary, along with an appendix of supporting information, in which you analyze an organization’s financial performance as well as their level of risk for lending and make and present a recommendation to help leadership make a loan decision.

Introduction

This portfolio work project will help you complete a thorough review of an organization’s financial performance as well as their level of risk for lending. Your recommendation will help leadership create a loan portfolio, and your executive summary will clearly and concisely communicate your review to others in the organization.

Scenario

You work for an organization that provides loans to businesses. You are working with a client who is requesting a loan that will require a review of financial and related performance documents. You have been asked to review the documents and summarize your findings in a loan recommendation for your management team.

You may apply this scenario to either Option 1 or Option 2, described in Requirements below.

Your Role

You are a loan manager for a lending organization, and your responsibilities include reviewing loan requests and providing recommendations in regard to whether the loan requests should be funded.

Requirements

Option 1:

Your client works for Ace Company. Assume Ace Company requested a $3 million 10-year loan to purchase production equipment and develop accompanying software. Use the Ace Company Data document for this option.

Option 2:

Use a firm or scenario of your choosing.

Before choosing a company, read the assessment thoroughly to ensure:

• The company fits the assessment requirements.
• You have access to the financial statements and related performance documents needed to assess risk and make a loan recommendation. You will need information for this year and last year.
• You can distribute the financial statements and related performance documents without disclosing confidential company information.

Loan Recommendation

To arrive at your recommendation, analyze the financial performance of the requesting company and present it to your organization’s upper-management team. The management team will take your recommendation into consideration as they finalize loan requests.

Analyze the company’s performance and performance trends. Include the following in your analysis:

1. Analyze the trend for accounts receivable collections.
   1. Identify the trend.
   2. Explain the relevance of the trend.
   3. Determine if the trend is improving or getting worse.
2. Compare the company’s average inventory turnover to the industry average inventory turnover rate. Note that the average industry turnover rate for Ace Company is 10 times per year.
   1. Consider whether the company’s average inventory turnover is higher or lower than the industry average.
   2. Explain whether a higher or lower average is better.
   3. Determine whether the trend is improving or getting worse.
3. Evaluate the company’s short-term and long-term credit worthiness based on financial performance and trend (comparing this year to last year). Include in your evaluation:
   1. Information about performance and trends.
   2. Information about other relevant financial information you consider important to the decision.
   3. Your recommendation regarding whether the bank should grant the loan based on the financial data.

Deliverable Format

The management team of your organization requests this information in the form of a 1–2 page executive summary along with a title page, references page, and appendix of supporting information. The executive summary must highlight the key findings from your review and will provide your recommendation and rationale. The appendix must include data used in your analysis for others to review. Assume that this document is the only communication in regard to your analysis and recommendation and that you will not be with the team to explain anything as it deliberates. In other words, the documentation you provide must be well organized and include information for the management team to clearly see your recommendation and rationale.

Assignment 3: Final Project

Complete the following assignment:

Apply the chaos theory to retail store of your choice, for instance, Nordstrom’s, Dillard’s, and so forth. If you are unsure if your choice of a retail store is acceptable, please check with your facilitator.

Identify core components and processes.

Examine how SWOT analysis can be used.

As a continuation of retail store project:

• Identify      chaos in the retail business
• Examine      how systems principles apply to the internal management of the store
• Examine      how systems principles apply to the store and community
• Determine      how to estimate the community’s total demand for retail goods
• Identify      the core components and critical processes of the store

Submit your assignment to the W5: Assignment 3 Dropbox.

Assignment 3 Grading Criteria 

Maximum
  Points

Provided a complete analysis.

10

Synthesized several ideas into one application.

10

Provided quality suggestions for SWOT analysis.

10

Presented a structured report free of spelling and grammatical   errors and cited sources in APA format when necessary.

5

Total: 

Assignment 2: Final Project

You have a novel product idea and a working prototype for floating fishing pliers. You use an extrusion process to manufacture the pliers, and your family assembles them out of your basement. Your plan is to distribute them through sporting goods stores that cater to anglers. Applying all that you have learned in this course, create a detailed strategic plan for the next five years. You should include the following elements of comprehensive strategic plan:

• A mission statement that describes      the overall purpose of the organization
• A resource needs assessment
• A statement and some detail on the      technology requirements, goal statement, and rationale
• A set of objectives (measurable      and observable)
• A statement on the hardware, software,      and facility resource requirements
• A statement on training resource      requirement and staff development plan
• A marketing plan
• An itemized budget, evaluation      method, and funding sources

Submit your assignment to the W6: Assignment 2 Dropbox.

Assignment   2 Grading Criteria 

Maximum   Points

Provided a complete   strategy for manufacturing and distributing the product.

20

Created a detailed   strategic plan for the next five years.

15

Strategic plan was   comprehensive and included all of the elements listed in the final project   description.

20

Presented a structured   report free of spelling and grammatical errors and cited sources in APA   format when necessary.

5

Read the chapters and answer the following questions:

Management, Ch. 11: Organization Structures and Design

1.    How do organizational structures affect organizational functions?

2.    How does your organization’s structure affect its organizational functions?

3.    Will the organizational functions in a small business affect it’s organizational structure differently than that of a large business?  If so, how and why?

Management, Ch. 13: Human Resource Management

As you read the material found in chapter 13, I would like for you to consider the following:

1) How has technology impacted Human Resource Management?

2) How has Human Resources Management changed in the past decade (technologically and otherwise)?

3) How do you see HRM changing in the future?

Management Planning Presentation

You are an executive for a Fortune 500 company and are preparing a presentation for the board of directors about the organization’s direction.

Create a 10- to 15-slide Microsoft® PowerPoint® presentation, with speaker notes on each slide, in which you address the following:

• Analyze factors that influence each of the following: the company’s strategic planning, tactical planning, operational planning, and contingency planning.
• Analyze the influence that legal issues, ethics, and corporate social responsibility have had on management planning. Provide at least one example for each.
• Evaluate the planning function of management as it relates to the organization’s goals and strategies.
• Use steps in the specific formal planning process outlined in the text.

Format your presentation consistent with APA guidelines.

Read the chapters and answer the following questions:

Management, Ch. 11: Organization Structures and Design

1.    How do organizational structures affect organizational functions?

2.    How does your organization’s structure affect its organizational functions?

3.    Will the organizational functions in a small business affect it’s organizational structure differently than that of a large business?  If so, how and why?

Management, Ch. 13: Human Resource Management

As you read the material found in chapter 13, I would like for you to consider the following:

1) How has technology impacted Human Resource Management?

2) How has Human Resources Management changed in the past decade (technologically and otherwise)?

3) How do you see HRM changing in the future?

Management Planning Presentation

You are an executive for a Fortune 500 company and are preparing a presentation for the board of directors about the organization’s direction.

Create a 10- to 15-slide Microsoft® PowerPoint® presentation, with speaker notes on each slide, in which you address the following:

• Analyze factors that influence each of the following: the company’s strategic planning, tactical planning, operational planning, and contingency planning.
• Analyze the influence that legal issues, ethics, and corporate social responsibility have had on management planning. Provide at least one example for each.
• Evaluate the planning function of management as it relates to the organization’s goals and strategies.
• Use steps in the specific formal planning process outlined in the text.

Format your presentation consistent with APA guidelines.

I desperately need asistance with the following and it’s due by 10 p.m.!

1. Analyze some of the recruitment videos from the links below, and find one example recruitment video for Dress4Success and one example recruitment video for Tech-IT that depict the culture that would best apply to these companies.
   • 8 Great Recruiting Video Examples and What We Can Learn From Them
   • https://www.workitdaily.com/company-culture-videos/
2. Create two memos (at least 300 words each), one directed to Dress4Success and one directed to Tech-IT.
3. Identify the recruitment video you chose that is an example of their company’s culture by including the link to it.
4. Discuss the importance of organizational culture, (use the text materials).
5. In your memo, explain to each company why you would recommend our company create this type of recruitment video for them to use to showcase their company’s culture. (For example, if the client published children’s books, a good example of a recruitment video would be one showing a creative, fun and playful culture. You would choose a more serious culture if the client published books on politics).I desperately need asistance with the following and it’s due by 10 p.m.!

    

   1. Analyze some of the recruitment videos from the links below, and find one example recruitment video for Dress4Success and one example recruitment video for Tech-IT that depict the culture that would best apply to these companies.
      • 8 Great Recruiting Video Examples and What We Can Learn From Them
      • https://www.workitdaily.com/company-culture-videos/
   2. Create two memos (at least 300 words each), one directed to Dress4Success and one directed to Tech-IT.
   3. Identify the recruitment video you chose that is an example of their company’s culture by including the link to it.
   4. Discuss the importance of organizational culture, (use the text materials).
   5. In your memo, explain to each company why you would recommend our company create this type of recruitment video for them to use to showcase their company’s culture. (For example, if the client published children’s books, a good example of a recruitment video would be one showing a creative, fun and playful culture. You would choose a more serious culture if the client published books on politics).